Terms and Conditions

Last updated: May 31, 2026

Please read these Terms and Conditions carefully before using Swift Invoice.

These Terms and Conditions govern your access to and use of Swift Invoice, the mobile application and related services provided by Wolfpack Labs. By downloading, accessing, or using Swift Invoice, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Application.

Note: Swift Invoice is designed to help users create, send, track, and manage invoices and estimates. It is not legal, tax, accounting, or financial advice.

Interpretation and Definitions

Interpretation

The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of these Terms and Conditions:

Application means Swift Invoice, the software program provided by the Company.
Company, referred to as either “the Company,” “We,” “Us,” or “Our,” refers to Wolfpack Labs.
Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.
Service refers to the Application and any related services provided through or in connection with Swift Invoice.
Terms means these Terms and Conditions.
You means the individual accessing or using the Service, or the company or legal entity on behalf of which such individual is accessing or using the Service.

Acknowledgment

These Terms govern the use of this Service and the agreement that operates between You and the Company. These Terms set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

Your access to and use of the Service is also conditioned on your acceptance of and compliance with our Privacy Policy. Please review our Privacy Policy, which describes our policies and procedures on the collection, use, and disclosure of your personal information.

Use of the Service

Swift Invoice is intended to help users create and manage invoices, estimates, customer records, payment statuses, PDF documents, and related business information. You are responsible for ensuring that any invoice, estimate, customer information, tax amount, payment status, business record, or other content you create or manage through the Service is accurate, lawful, and appropriate for your business needs.

You agree not to use the Service:

For any unlawful, fraudulent, harmful, or misleading purpose.
To upload, store, or transmit content that you do not have the right to use.
To violate the rights of any other person or business.
To interfere with or disrupt the Service, servers, networks, or security features.
To attempt to reverse engineer, copy, modify, or exploit any part of the Service except as allowed by law.

Accounts

When you create an account, you must provide information that is accurate, complete, and current. Failure to do so may result in your inability to use certain features or termination of your access to the Service.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us promptly if you believe your account has been accessed without authorization.

User Content and Business Data

You may enter, upload, or store information in the Service, including customer details, invoice details, estimate details, business information, notes, images, and other related content. You retain ownership of the content and business data you submit to the Service.

By using the Service, you grant us permission to process, store, display, and transmit your content only as necessary to provide, maintain, secure, and improve the Service, respond to your requests, and comply with applicable legal obligations.

You are solely responsible for the content you create, upload, send, or store through the Service, including the accuracy of customer details, invoice amounts, tax calculations, payment statuses, and any images or attachments.

Invoices, Estimates, Taxes, and Payments

Swift Invoice may help you generate invoices, estimates, totals, payment statuses, payment links, and related business records. The Service does not replace professional tax, legal, accounting, or financial advice.

You are responsible for verifying all amounts, tax rates, customer details, payment records, invoice numbers, estimate details, payment instructions, and business information before sending or relying on any document created through the Service.

Wolfpack Labs and Swift Invoice are not a bank, payment processor, money transmitter, escrow provider, collection agency, or financial institution. Unless explicitly stated otherwise, Swift Invoice does not process payments directly, hold customer funds, guarantee payment from customers, collect debts, verify customer identity, issue refunds on your behalf, resolve disputes, or confirm that an invoice or estimate complies with any legal, tax, or industry-specific requirement.

Card payments and related payment features may be processed by Stripe or another third-party payment provider. Stripe may collect, process, store, and share payment data according to Stripe’s own terms, privacy policy, payment rules, security practices, processing times, fees, chargeback rules, refund procedures, and account requirements.

Swift Invoice may store payment-related information needed to operate the Service, including payment status, payment amount, receipt email, Stripe checkout session IDs, Stripe payment intent IDs, Stripe payment link identifiers, invoice metadata, customer metadata, timestamps, and related payment records.

You are solely responsible for your own payment terms with customers, taxes, refunds, failed payments, disputes, chargebacks, customer communications, and compliance obligations. For more detail, review our Payment Processing Disclosure.

Subscriptions, Purchases, and Fees

Some features of the Service may be offered for free, while other features may require payment, a subscription, or a one-time purchase. Any pricing, billing, renewal, cancellation, or refund terms shown at the time of purchase will apply to that purchase.

If purchases are made through an app store or third-party platform, your purchase may also be governed by that third party’s terms, billing rules, and refund policies.

Third-Party Services and Links

The Service may contain links to third-party websites, services, platforms, or tools that are not owned or controlled by the Company. We are not responsible for the content, privacy policies, practices, availability, or security of any third-party websites or services.

Your use of third-party services is at your own risk and may be subject to separate terms and policies from those third parties.

Intellectual Property

The Service, including its design, features, software, branding, logos, text, graphics, and other materials, is owned by or licensed to the Company and is protected by applicable intellectual property laws.

You may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works based on the Service unless we give you written permission or applicable law allows it.

Termination

We may suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Service will cease immediately. You remain responsible for exporting or saving any business records you need, subject to the features available in the Service and applicable law.

Disclaimer

The Service is provided to you “AS IS” and “AS AVAILABLE,” with all faults and defects, without warranty of any kind. To the maximum extent permitted by applicable law, the Company disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Service will meet your requirements, operate without interruption, be error-free, be secure, or that any information or results obtained through the Service will be accurate or reliable.

Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of revenue, loss of data, business interruption, or other losses arising out of or related to your use of or inability to use the Service.

Our total liability for any claim arising out of or related to the Service or these Terms shall be limited to the amount you paid, if any, to use the Service during the twelve months before the claim arose, or one hundred dollars ($100), whichever is greater.

Indemnification

You agree to defend, indemnify, and hold harmless the Company from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the Service, your content, your violation of these Terms, or your violation of any rights of another person or entity.

Governing Law

These Terms shall be governed by the laws of the State of North Carolina, United States, without regard to conflict of law principles.

Dispute Resolution

If you have any concern or dispute about the Service, you agree to first try to resolve the dispute informally by contacting the Company at support@wolfpack-labs.com.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, that provision will be changed and interpreted to accomplish the objectives of that provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If a change is material, we will make reasonable efforts to provide notice before the new terms take effect.

By continuing to access or use the Service after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, stop using the Service.

Contact Us

If you have any questions about these Terms and Conditions, you can contact us:

By email: support@wolfpack-labs.com