Payment Processing Disclosure

Last updated May 31, 2026

This Payment Processing Disclosure explains how payment-related features may work in Swift Invoice, an invoicing and estimate application provided by Wolfpack Labs (“we,” “us,” or “our”).

Important: Wolfpack Labs and Swift Invoice are not a bank, payment processor, money transmitter, escrow provider, collection agency, or financial institution.

1. Payment Processing Provider

Swift Invoice may allow users to include payment links, payment instructions, payment statuses, receipts, or other payment-related information on invoices, estimates, and related customer-facing records.

Card payments and related payment processing features may be processed by Stripe or another third-party payment provider. Stripe may collect, process, store, and share payment data according to Stripe’s own terms, privacy policy, security practices, payment rules, fees, processing times, chargeback rules, refund procedures, and account requirements.

2. What Wolfpack Labs Does Not Do

Unless expressly stated otherwise, Wolfpack Labs and Swift Invoice do not:

Process card payments directly
Hold, receive, or transmit customer funds
Guarantee that an invoice will be paid
Underwrite, approve, or verify transactions
Issue refunds on a user’s behalf
Resolve payment disputes or chargebacks
Act as a bank, financial institution, money transmitter, escrow provider, payment processor, or collection agency
Provide tax, accounting, legal, or financial advice

3. Payment Information Swift Invoice May Store

Swift Invoice may store payment-related information needed to operate app features, display invoice status, keep business records, support receipts, and help users track payments. This may include:

Payment status, such as unpaid, partially paid, paid, failed, cancelled, or refunded if supported
Payment amount and payment date
Receipt email
Stripe checkout session IDs
Stripe payment intent IDs
Stripe payment link identifiers or payment link URLs
Invoice, customer, and business metadata connected to the payment
Related timestamps, notes, and payment records

4. User Responsibilities

Users are responsible for their own business payment practices, including taxes, pricing, payment terms, refunds, failed payments, disputes, chargebacks, receipts, customer communications, and compliance with laws or rules that apply to their business.

Users should review all invoices, estimates, payment links, payment instructions, receipt details, customer information, and payment records before sending or relying on them.

Users are also responsible for reviewing and complying with the terms, privacy policy, account requirements, prohibited business rules, fee schedules, refund rules, chargeback procedures, and other requirements of Stripe or any third-party payment provider they use.

5. Customer Payments and Disputes

Any payment relationship is between the Swift Invoice user, the user’s customer, and the applicable payment provider. Wolfpack Labs does not control whether a customer pays an invoice, whether a payment is approved, whether funds are released, or whether a dispute, refund, or chargeback is resolved in a user’s favor.

6. Related Documents

This disclosure should be read together with our Terms and Conditions, Privacy Policy, and App Disclosures.

7. Contact Us

If you have questions about this Payment Processing Disclosure, contact us at:

Wolfpack Labs
Email: support@wolfpack-labs.com
United States